Definition: The word "health insurance" refers to a type of insurance that provides coverage for medical expenses related to illness, injury, or disability. It typically covers prescription drugs, surgery, doctor visits, laboratory tests, and other procedures. Health insurance can be purchased individually through an insurance company or through a plan from a government or private health care provider. Some plans may also include co-pays or deductibles that must be paid before medical expenses are covered by the insurance company. The word "United Health" refers to a brand or company that provides health insurance, which is often referred to as a health insurance carrier. This term could refer to any company that operates in the United States and offers health insurance plans to its employees, customers, or members of the public. Some examples include Blue Cross Blue Shield, Humana, and UnitedHealth Group. The word "united" refers to a group of companies, while "health" refers to both physical and mental health, as well as any aspect of one's overall health and wellness. The term "United Health Insurance" is often used to refer to the plans offered by these carriers.
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